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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,136 | $86,938-78.0% | $102,423-81.3% | $80,925-76.4% |
| Participation rate | 94.6% | 72.4%+22.2pp | 76.5%+18.1pp | 67.7%+26.9pp |
| Annual return | 29.80% | 18.89%+10.9pp | 29.42%+0.4pp | 35.65%-5.8pp |
| Employer contribution / active EE | $2,632 | $2,369+11.1% | $3,023-12.9% | $2,756-4.5% |
| Participant deferral / active EE | $5,213 | $4,120+26.5% | $5,054+3.1% | $4,299+21.3% |
| Admin fee / account holder | $488 | $8,053-93.9% | $9,455-94.8% | $6,940-93.0% |