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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,878 | $95,453-69.7% | $112,040-74.2% | $82,448-65.0% |
| Participation rate | 82.2% | 72.8%+9.5pp | 76.5%+5.7pp | 68.1%+14.2pp |
| Annual return | 23.09% | 23.92%-0.8pp | 24.52%-1.4pp | 41.64%-18.5pp |
| Employer contribution / active EE | $2,465 | $2,318+6.4% | $2,954-16.5% | $2,551-3.4% |
| Participant deferral / active EE | $5,287 | $4,224+25.2% | $5,098+3.7% | $4,139+27.7% |
| Admin fee / account holder | $453 | $9,013-95.0% | $12,098-96.3% | $7,234-93.7% |