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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,166 | $148,629-24.5% | $135,982-17.5% | $139,487-19.6% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 18.30% | 79.33%-61.0pp | 68.32%-50.0pp | 373.84%-355.5pp |
| Employer contribution / active EE | $15,581 | $5,247+197.0% | $4,859+220.7% | $4,755+227.7% |
| Participant deferral / active EE | $14,037 | $8,102+73.2% | $7,760+80.9% | $6,713+109.1% |
| Admin fee / account holder | $168 | $12,406-98.6% | $10,767-98.4% | $11,407-98.5% |