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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,928 | $95,917-67.8% | $79,583-61.1% | $134,545-77.0% |
| Participation rate | 25.0% | 75.0%-50.0pp | 69.5%-44.5pp | 81.2%-56.2pp |
| Annual return | -41.47% | -2.70%-38.8pp | 0.16%-41.6pp | 418.37%-459.8pp |
| Employer contribution / active EE | $2,025 | $3,129-35.3% | $2,414-16.1% | $4,742-57.3% |
| Participant deferral / active EE | $4,992 | $4,694+6.3% | $3,986+25.2% | $6,401-22.0% |
| Admin fee / account holder | $0 | $9,132-100.0% | $6,835-100.0% | $11,431-100.0% |