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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,692 | $112,729-11.6% | $98,716+1.0% | $137,256-27.4% |
| Participation rate | 28.6% | 74.2%-45.7pp | 69.3%-40.7pp | 80.0%-51.4pp |
| Annual return | 25.04% | 38.48%-13.4pp | 31.81%-6.8pp | 220.34%-195.3pp |
| Employer contribution / active EE | $1,264 | $2,725-53.6% | $2,279-44.5% | $4,156-69.6% |
| Participant deferral / active EE | $5,198 | $4,640+12.0% | $4,048+28.4% | $6,407-18.9% |
| Admin fee / account holder | $0 | $10,129-100.0% | $8,703-100.0% | $12,270-100.0% |