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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,909 | $45,343-78.1% | $150,298-93.4% | $67,986-85.4% |
| Participation rate | 27.5% | 51.9%-24.4pp | 77.8%-50.3pp | 57.2%-29.7pp |
| Annual return | 20.59% | 33.28%-12.7pp | 62.79%-42.2pp | 31.67%-11.1pp |
| Employer contribution / active EE | $276 | $1,462-81.1% | $4,154-93.4% | $2,019-86.3% |
| Participant deferral / active EE | $643 | $2,055-68.7% | $5,453-88.2% | $3,358-80.9% |
| Admin fee / account holder | $189 | $2,250-91.6% | $14,116-98.7% | $3,203-94.1% |