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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,429 | $183,592-93.2% | $155,574-92.0% | $145,877-91.5% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 19.09% | 61.37%-42.3pp | 64.87%-45.8pp | 551.28%-532.2pp |
| Employer contribution / active EE | $1,425 | $5,317-73.2% | $4,676-69.5% | $4,663-69.4% |
| Participant deferral / active EE | $4,454 | $6,466-31.1% | $5,629-20.9% | $6,691-33.4% |
| Admin fee / account holder | $665 | $19,316-96.6% | $15,914-95.8% | $13,402-95.0% |