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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,805 | $125,184-79.4% | $105,607-75.6% | $145,884-82.3% |
| Participation rate | 53.8% | 77.6%-23.8pp | 75.3%-21.4pp | 80.3%-26.5pp |
| Annual return | 9.90% | 225.00%-215.1pp | 116.11%-106.2pp | 551.85%-541.9pp |
| Employer contribution / active EE | $2,025 | $3,720-45.6% | $3,167-36.1% | $4,662-56.6% |
| Participant deferral / active EE | $3,144 | $5,714-45.0% | $5,011-37.3% | $6,690-53.0% |
| Admin fee / account holder | $1,606 | $17,133-90.6% | $10,958-85.3% | $13,392-88.0% |