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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,373 | $109,967-54.2% | $97,197-48.2% | $145,877-65.5% |
| Participation rate | 40.0% | 76.0%-36.0pp | 72.7%-32.7pp | 80.3%-40.3pp |
| Annual return | 27.66% | 244.27%-216.6pp | 75.47%-47.8pp | 551.28%-523.6pp |
| Employer contribution / active EE | $592 | $3,077-80.8% | $2,723-78.3% | $4,663-87.3% |
| Participant deferral / active EE | $4,600 | $4,676-1.6% | $4,263+7.9% | $6,691-31.2% |
| Admin fee / account holder | $241 | $6,199-96.1% | $5,637-95.7% | $13,402-98.2% |