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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,373 | $110,093-54.2% | $97,295-48.2% | $145,897-65.5% |
| Participation rate | 40.0% | 75.9%-35.9pp | 72.7%-32.7pp | 80.3%-40.3pp |
| Annual return | 27.66% | 244.76%-217.1pp | 75.62%-48.0pp | 552.29%-524.6pp |
| Employer contribution / active EE | $592 | $3,077-80.8% | $2,723-78.3% | $4,663-87.3% |
| Participant deferral / active EE | $4,600 | $4,678-1.7% | $4,264+7.9% | $6,689-31.2% |
| Admin fee / account holder | $241 | $6,212-96.1% | $5,646-95.7% | $13,390-98.2% |