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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,517 | $138,114-84.4% | $125,391-82.8% | $134,545-84.0% |
| Participation rate | 40.0% | 84.5%-44.5pp | 82.4%-42.4pp | 81.2%-41.2pp |
| Annual return | -18.61% | 750.88%-769.5pp | 572.41%-591.0pp | 418.37%-437.0pp |
| Employer contribution / active EE | $1,210 | $5,246-76.9% | $4,816-74.9% | $4,742-74.5% |
| Participant deferral / active EE | $4,805 | $7,801-38.4% | $7,448-35.5% | $6,401-24.9% |
| Admin fee / account holder | $957 | $11,570-91.7% | $10,009-90.4% | $11,431-91.6% |