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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,746 | $118,875-77.5% | $96,572-72.3% | $167,553-84.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 25.36% | 50.50%-25.1pp | 37.79%-12.4pp | 478.89%-453.5pp |
| Employer contribution / active EE | $2,544 | $3,121-18.5% | $2,357+7.9% | $4,840-47.4% |
| Participant deferral / active EE | $3,180 | $4,617-31.1% | $3,850-17.4% | $6,343-49.9% |
| Admin fee / account holder | $2,722 | $8,070-66.3% | $6,183-56.0% | $12,316-77.9% |