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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,957 | $162,821-92.7% | $133,978-91.1% | $158,982-92.5% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 0.00% | 41.95%-41.9pp | 45.10%-45.1pp | 302.99%-303.0pp |
| Employer contribution / active EE | $1,086 | $4,976-78.2% | $3,919-72.3% | $4,763-77.2% |
| Participant deferral / active EE | $4,585 | $5,910-22.4% | $5,047-9.2% | $5,983-23.4% |
| Admin fee / account holder | $404 | $11,742-96.6% | $8,930-95.5% | $11,252-96.4% |