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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,272 | $148,629-93.8% | $135,982-93.2% | $139,487-93.4% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 33.03% | 79.33%-46.3pp | 68.32%-35.3pp | 373.84%-340.8pp |
| Employer contribution / active EE | $5,234 | $5,247-0.2% | $4,859+7.7% | $4,755+10.1% |
| Participant deferral / active EE | $9,589 | $8,102+18.3% | $7,760+23.6% | $6,713+42.9% |
| Admin fee / account holder | $4,515 | $12,406-63.6% | $10,767-58.1% | $11,407-60.4% |