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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,391 | $167,353-88.4% | $143,797-86.5% | $134,545-85.6% |
| Participation rate | 83.3% | 84.8%-1.5pp | 80.3%+3.0pp | 81.2%+2.1pp |
| Annual return | -9.68% | 0.48%-10.2pp | -0.04%-9.6pp | 418.37%-428.0pp |
| Employer contribution / active EE | $0 | $5,620-100.0% | $4,952-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $12,970 | $6,447+101.2% | $5,638+130.0% | $6,401+102.6% |
| Admin fee / account holder | $5,441 | $18,096-69.9% | $14,679-62.9% | $11,431-52.4% |