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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,807 | $176,105-79.1% | $159,474-76.9% | $167,536-78.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 23.83% | 331.91%-308.1pp | 263.68%-239.9pp | 478.82%-455.0pp |
| Employer contribution / active EE | $627 | $5,299-88.2% | $4,831-87.0% | $4,839-87.0% |
| Participant deferral / active EE | $8,332 | $7,751+7.5% | $7,353+13.3% | $6,342+31.4% |
| Admin fee / account holder | $436 | $12,559-96.5% | $10,802-96.0% | $12,315-96.5% |