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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,382 | $202,342-96.8% | $172,753-96.3% | $152,909-95.8% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 35.48% | 1029.88%-994.4pp | 803.00%-767.5pp | 345.46%-310.0pp |
| Employer contribution / active EE | $1,150 | $5,857-80.4% | $5,144-77.6% | $4,764-75.9% |
| Participant deferral / active EE | $6,000 | $5,948+0.9% | $5,198+15.4% | $5,851+2.5% |
| Admin fee / account holder | $458 | $17,112-97.3% | $13,956-96.7% | $11,601-96.1% |