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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,639 | $125,237-91.5% | $105,608-89.9% | $145,877-92.7% |
| Participation rate | 81.0% | 77.7%+3.3pp | 75.3%+5.7pp | 80.3%+0.7pp |
| Annual return | 31.07% | 225.76%-194.7pp | 116.50%-85.4pp | 551.28%-520.2pp |
| Employer contribution / active EE | $2,312 | $3,720-37.8% | $3,167-27.0% | $4,663-50.4% |
| Participant deferral / active EE | $4,051 | $5,711-29.1% | $5,010-19.1% | $6,691-39.5% |
| Admin fee / account holder | $1,302 | $17,287-92.5% | $11,028-88.2% | $13,402-90.3% |