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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,239 | $124,346+71.5% | $111,306+91.6% | $167,553+27.3% |
| Participation rate | 93.3% | 79.6%+13.7pp | 77.3%+16.0pp | 82.1%+11.2pp |
| Annual return | 12.34% | 37.46%-25.1pp | 54.67%-42.3pp | 478.89%-466.6pp |
| Employer contribution / active EE | $10,624 | $3,438+209.0% | $2,732+288.9% | $4,840+119.5% |
| Participant deferral / active EE | $6,606 | $5,182+27.5% | $4,488+47.2% | $6,343+4.1% |
| Admin fee / account holder | $664 | $10,623-93.7% | $7,966-91.7% | $12,316-94.6% |