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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,346 | $117,829+81.9% | $102,423+109.3% | $145,877+46.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.15% | 31.83%-20.7pp | 29.42%-18.3pp | 551.28%-540.1pp |
| Employer contribution / active EE | $11,737 | $3,615+224.7% | $3,023+288.3% | $4,663+151.7% |
| Participant deferral / active EE | $7,864 | $5,732+37.2% | $5,054+55.6% | $6,691+17.5% |
| Admin fee / account holder | $29,564 | $13,335+121.7% | $9,455+212.7% | $13,402+120.6% |