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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,346 | $117,895+81.8% | $102,460+109.2% | $145,897+46.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.15% | 31.92%-20.8pp | 29.47%-18.3pp | 552.29%-541.1pp |
| Employer contribution / active EE | $11,737 | $3,619+224.3% | $3,025+288.0% | $4,663+151.7% |
| Participant deferral / active EE | $7,864 | $5,736+37.1% | $5,056+55.5% | $6,689+17.6% |
| Admin fee / account holder | $29,564 | $13,353+121.4% | $9,460+212.5% | $13,390+120.8% |