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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,616 | $80,983-46.1% | $96,544-54.8% | $75,177-42.0% |
| Participation rate | 46.7% | 71.8%-25.1pp | 76.0%-29.3pp | 67.2%-20.5pp |
| Annual return | 22.32% | 27.05%-4.7pp | 25.88%-3.6pp | 160.75%-138.4pp |
| Employer contribution / active EE | $2,312 | $2,282+1.3% | $2,966-22.1% | $2,671-13.4% |
| Participant deferral / active EE | $4,522 | $3,929+15.1% | $4,851-6.8% | $4,126+9.6% |
| Admin fee / account holder | $198 | $6,717-97.1% | $8,254-97.6% | $5,651-96.5% |