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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,795 | $27,639-21.1% | $61,501-64.6% | $68,490-68.2% |
| Participation rate | 82.9% | 39.5%+43.4pp | 52.6%+30.4pp | 67.9%+15.0pp |
| Annual return | -18.71% | -13.19%-5.5pp | 339.04%-357.8pp | -7.85%-10.9pp |
| Employer contribution / active EE | $2,642 | $696+279.6% | $1,160+127.8% | $2,597+1.8% |
| Participant deferral / active EE | $1,806 | $1,264+42.9% | $2,125-15.0% | $4,028-55.2% |
| Admin fee / account holder | $337 | $2,012-83.2% | $2,132-84.2% | $5,403-93.8% |