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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,466 | $176,120+20.6% | $159,487+33.2% | $167,553+26.8% |
| Participation rate | 85.7% | 85.0%+0.8pp | 82.8%+2.9pp | 82.1%+3.6pp |
| Annual return | 15.59% | 331.95%-316.4pp | 263.71%-248.1pp | 478.89%-463.3pp |
| Employer contribution / active EE | $11,741 | $5,299+121.6% | $4,831+143.0% | $4,840+142.6% |
| Participant deferral / active EE | $6,233 | $7,752-19.6% | $7,354-15.2% | $6,343-1.7% |
| Admin fee / account holder | $13,048 | $12,561+3.9% | $10,804+20.8% | $12,316+5.9% |