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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,748 | $53,546-63.1% | $69,884-71.7% | $68,486-71.2% |
| Participation rate | 100.0% | 64.5%+35.5pp | 70.5%+29.5pp | 67.9%+32.1pp |
| Annual return | -2.09% | -13.87%+11.8pp | 190.81%-192.9pp | -7.85%+5.8pp |
| Employer contribution / active EE | $7,660 | $2,019+279.4% | $2,560+199.2% | $2,597+195.0% |
| Participant deferral / active EE | $19,995 | $2,957+576.3% | $3,848+419.6% | $4,028+396.5% |
| Admin fee / account holder | $9,394 | $4,693+100.2% | $6,266+49.9% | $5,404+73.8% |