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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,780 | $73,518-24.1% | $63,005-11.5% | $147,585-62.2% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.8%+0.2pp | 82.8%-7.8pp |
| Annual return | 16.31% | 175.46%-159.1pp | 87.59%-71.3pp | 578.58%-562.3pp |
| Employer contribution / active EE | $1,373 | $3,322-58.7% | $2,760-50.2% | $4,876-71.8% |
| Participant deferral / active EE | $3,839 | $4,183-8.2% | $3,329+15.3% | $5,439-29.4% |
| Admin fee / account holder | $401 | $5,952-93.3% | $3,599-88.9% | $10,886-96.3% |