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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,207 | $99,644+92.9% | $86,438+122.4% | $134,532+42.9% |
| Participation rate | 66.7% | 82.1%-15.4pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -13.49% | 6787.26%-6800.7pp | 4397.19%-4410.7pp | 418.27%-431.8pp |
| Employer contribution / active EE | $10,245 | $4,402+132.7% | $3,769+171.8% | $4,741+116.1% |
| Participant deferral / active EE | $12,175 | $7,247+68.0% | $6,952+75.1% | $6,401+90.2% |
| Admin fee / account holder | $4,892 | $8,375-41.6% | $6,733-27.3% | $11,429-57.2% |