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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,972 | $124,330-20.4% | $109,173-9.3% | $167,536-40.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 14.30% | 26.04%-11.7pp | 25.75%-11.5pp | 478.82%-464.5pp |
| Employer contribution / active EE | $5,839 | $4,209+38.7% | $3,723+56.8% | $4,839+20.7% |
| Participant deferral / active EE | $6,828 | $5,256+29.9% | $4,654+46.7% | $6,342+7.7% |
| Admin fee / account holder | $2,223 | $7,974-72.1% | $6,755-67.1% | $12,315-81.9% |