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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,706 | $77,472-35.8% | $100,415-50.5% | $80,959-38.6% |
| Participation rate | 50.0% | 76.9%-26.9pp | 81.5%-31.5pp | 67.7%-17.7pp |
| Annual return | 16.31% | 37.26%-21.0pp | 49.47%-33.2pp | 35.67%-19.4pp |
| Employer contribution / active EE | $1,826 | $2,800-34.8% | $3,943-53.7% | $2,757-33.8% |
| Participant deferral / active EE | $3,843 | $6,818-43.6% | $8,091-52.5% | $4,300-10.6% |
| Admin fee / account holder | $3,163 | $5,885-46.3% | $7,906-60.0% | $6,925-54.3% |