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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,813 | $167,353-63.1% | $143,797-57.0% | $134,545-54.1% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -14.67% | 0.48%-15.1pp | -0.04%-14.6pp | 418.37%-433.0pp |
| Employer contribution / active EE | $1,681 | $5,620-70.1% | $4,952-66.1% | $4,742-64.5% |
| Participant deferral / active EE | $4,403 | $6,447-31.7% | $5,638-21.9% | $6,401-31.2% |
| Admin fee / account holder | $2,207 | $18,096-87.8% | $14,679-85.0% | $11,431-80.7% |