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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,549 | $64,729-74.4% | $112,263-85.3% | $68,490-75.8% |
| Participation rate | 92.7% | 67.2%+25.5pp | 75.1%+17.6pp | 67.9%+24.8pp |
| Annual return | -20.13% | -11.40%-8.7pp | 27.49%-47.6pp | -7.85%-12.3pp |
| Employer contribution / active EE | $5,250 | $2,746+91.2% | $3,636+44.4% | $2,597+102.2% |
| Participant deferral / active EE | $3,353 | $3,566-6.0% | $4,729-29.1% | $4,028-16.8% |
| Admin fee / account holder | $2,877 | $5,222-44.9% | $6,410-55.1% | $5,403-46.7% |