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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,226 | $202,342-39.1% | $172,752-28.7% | $152,897-19.4% |
| Participation rate | 88.9% | 87.1%+1.8pp | 82.6%+6.2pp | 82.5%+6.4pp |
| Annual return | 23.59% | 1029.83%-1006.2pp | 802.97%-779.4pp | 345.43%-321.8pp |
| Employer contribution / active EE | $11,906 | $5,858+103.3% | $5,144+131.5% | $4,764+149.9% |
| Participant deferral / active EE | $6,787 | $5,948+14.1% | $5,198+30.6% | $5,851+16.0% |
| Admin fee / account holder | $889 | $17,111-94.8% | $13,955-93.6% | $11,599-92.3% |