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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,284 | $138,076-91.1% | $123,553-90.1% | $135,380-90.9% |
| Participation rate | 63.6% | 84.7%-21.1pp | 82.3%-18.7pp | 82.6%-19.0pp |
| Annual return | -10.31% | 153.70%-164.0pp | 119.21%-129.5pp | 519.81%-530.1pp |
| Employer contribution / active EE | $2,684 | $5,152-47.9% | $4,628-42.0% | $4,779-43.8% |
| Participant deferral / active EE | $2,948 | $6,800-56.6% | $6,426-54.1% | $5,609-47.4% |
| Admin fee / account holder | $293 | $10,917-97.3% | $9,284-96.8% | $10,828-97.3% |