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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,541 | $105,866-26.8% | $90,766-14.6% | $134,545-42.4% |
| Participation rate | 86.7% | 78.3%+8.4pp | 75.7%+11.0pp | 81.2%+5.4pp |
| Annual return | -25.28% | -10.99%-14.3pp | -12.16%-13.1pp | 418.37%-443.6pp |
| Employer contribution / active EE | $4,455 | $3,464+28.6% | $2,922+52.5% | $4,742-6.0% |
| Participant deferral / active EE | $10,248 | $5,217+96.4% | $4,565+124.5% | $6,401+60.1% |
| Admin fee / account holder | $662 | $13,938-95.3% | $8,446-92.2% | $11,431-94.2% |