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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,614 | $63,346-70.6% | $92,240-79.8% | $70,126-73.5% |
| Participation rate | 75.0% | 68.7%+6.3pp | 76.5%-1.5pp | 69.5%+5.5pp |
| Annual return | 24.26% | 530.19%-505.9pp | 176.29%-152.0pp | 73.15%-48.9pp |
| Employer contribution / active EE | $1,107 | $2,471-55.2% | $3,680-69.9% | $2,343-52.7% |
| Participant deferral / active EE | $4,168 | $2,854+46.0% | $3,897+6.9% | $3,332+25.1% |
| Admin fee / account holder | $315 | $3,841-91.8% | $5,194-93.9% | $4,645-93.2% |