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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,100 | $77,814-80.6% | $158,223-90.5% | $86,983-82.6% |
| Participation rate | 47.3% | 68.4%-21.1pp | 79.2%-31.9pp | 69.5%-22.3pp |
| Annual return | 15.35% | 30.54%-15.2pp | 52.09%-36.7pp | 25.83%-10.5pp |
| Employer contribution / active EE | $0 | $2,592-100.0% | $4,109-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,492 | $3,270-54.4% | $5,467-72.7% | $4,194-64.4% |
| Admin fee / account holder | $1,928 | $5,879-67.2% | $16,047-88.0% | $7,856-75.5% |