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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,100 | $76,407-80.2% | $150,298-90.0% | $82,448-81.7% |
| Participation rate | 47.3% | 66.4%-19.1pp | 77.8%-30.5pp | 68.1%-20.8pp |
| Annual return | 15.35% | 39.99%-24.6pp | 62.79%-47.4pp | 41.64%-26.3pp |
| Employer contribution / active EE | $0 | $2,614-100.0% | $4,154-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $1,492 | $3,214-53.6% | $5,453-72.6% | $4,139-64.0% |
| Admin fee / account holder | $1,928 | $6,352-69.6% | $14,116-86.3% | $7,234-73.3% |