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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,100 | $86,050-82.5% | $189,758-92.0% | $94,015-83.9% |
| Participation rate | 47.3% | 68.9%-21.6pp | 79.8%-32.5pp | 70.8%-23.5pp |
| Annual return | 15.35% | 17.77%-2.4pp | 52.62%-37.3pp | 17.84%-2.5pp |
| Employer contribution / active EE | $0 | $2,819-100.0% | $4,767-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $1,492 | $3,349-55.5% | $5,856-74.5% | $4,249-64.9% |
| Admin fee / account holder | $1,928 | $6,627-70.9% | $20,388-90.5% | $8,951-78.5% |