Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,907 | $39,028+9.9% | $80,741-46.9% | $85,847-50.0% |
| Participation rate | 53.8% | 41.6%+12.3pp | 54.2%-0.3pp | 69.3%-15.5pp |
| Annual return | 4.72% | 26.31%-21.6pp | 87.30%-82.6pp | 318.61%-313.9pp |
| Employer contribution / active EE | $208 | $722-71.2% | $1,160-82.1% | $2,565-91.9% |
| Participant deferral / active EE | $1,619 | $1,326+22.1% | $2,145-24.5% | $3,952-59.0% |
| Admin fee / account holder | $1,377 | $2,429-43.3% | $3,380-59.3% | $6,261-78.0% |