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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,174 | $124,980+31.4% | $108,359+51.5% | $154,746+6.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 13.24% | 45.00%-31.8pp | 36.89%-23.7pp | 172.34%-159.1pp |
| Employer contribution / active EE | $4,063 | $2,851+42.5% | $2,399+69.3% | $4,379-7.2% |
| Participant deferral / active EE | $24,867 | $4,743+424.3% | $4,137+501.1% | $6,730+269.5% |
| Admin fee / account holder | $2,638 | $11,502-77.1% | $9,741-72.9% | $14,365-81.6% |