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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,174 | $156,616+4.8% | $133,346+23.1% | $198,609-17.3% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 13.24% | 44.25%-31.0pp | 36.85%-23.6pp | 202.70%-189.5pp |
| Employer contribution / active EE | $4,063 | $3,368+20.6% | $2,853+42.4% | $5,055-19.6% |
| Participant deferral / active EE | $24,867 | $4,920+405.5% | $4,332+474.0% | $6,977+256.4% |
| Admin fee / account holder | $2,638 | $17,468-84.9% | $14,264-81.5% | $19,030-86.1% |