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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,855 | $109,905+75.5% | $98,506+95.8% | $167,553+15.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 18.60% | 1960.20%-1941.6pp | 1494.92%-1476.3pp | 478.89%-460.3pp |
| Employer contribution / active EE | $4,129 | $3,226+28.0% | $2,961+39.4% | $4,840-14.7% |
| Participant deferral / active EE | $5,666 | $4,674+21.2% | $4,277+32.5% | $6,343-10.7% |
| Admin fee / account holder | $11,517 | $6,760+70.4% | $5,955+93.4% | $12,316-6.5% |