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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,829 | $93,117+213.4% | $77,096+278.5% | $134,532+116.9% |
| Participation rate | 100.0% | 74.5%+25.5pp | 67.9%+32.1pp | 81.2%+18.8pp |
| Annual return | -16.14% | 62.67%-78.8pp | 42.35%-58.5pp | 418.27%-434.4pp |
| Employer contribution / active EE | $24,860 | $3,420+626.8% | $2,814+783.3% | $4,741+424.4% |
| Participant deferral / active EE | $10,962 | $5,241+109.1% | $4,429+147.5% | $6,401+71.3% |
| Admin fee / account holder | $2,484 | $6,948-64.2% | $5,428-54.2% | $11,429-78.3% |