See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $60,372 |
Service code 27 · EIN 36-4291971 | Advisory (Plan) | $19,927 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,675 | $59,417-2.9% | $93,606-38.4% | $74,495-22.6% |
| Participation rate | 67.5% | 59.7%+7.8pp | 68.7%-1.2pp | 67.2%+0.3pp |
| Annual return | 13.68% | 81.83%-68.2pp | 133.20%-119.5pp | 1364.94%-1351.3pp |
| Employer contribution / active EE | $0 | $1,264-100.0% | $2,420-100.0% | $2,623-100.0% |
| Participant deferral / active EE | $4,815 | $3,050+57.9% | $4,411+9.2% | $4,346+10.8% |
| Admin fee / account holder | $385 | $3,021-87.3% | $8,285-95.4% | $1,942-80.2% |