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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,562 | $162,136+44.1% | $152,301+53.4% | $154,746+50.9% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 21.99% | 91.02%-69.0pp | 80.50%-58.5pp | 172.34%-150.4pp |
| Employer contribution / active EE | $11,300 | $4,890+131.1% | $4,624+144.3% | $4,379+158.0% |
| Participant deferral / active EE | $19,360 | $8,341+132.1% | $8,004+141.9% | $6,730+187.6% |
| Admin fee / account holder | $12,246 | $15,759-22.3% | $14,398-14.9% | $14,365-14.8% |