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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,999 | $165,399-92.1% | $149,745-91.3% | $158,982-91.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 0.00% | 348.34%-348.3pp | 276.72%-276.7pp | 302.99%-303.0pp |
| Employer contribution / active EE | $3,988 | $5,105-21.9% | $4,646-14.2% | $4,763-16.3% |
| Participant deferral / active EE | $19,738 | $7,183+174.8% | $6,843+188.4% | $5,983+229.9% |
| Admin fee / account holder | $842 | $10,811-92.2% | $9,312-91.0% | $11,252-92.5% |