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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,613 | $106,280-47.7% | $96,538-42.4% | $139,487-60.1% |
| Participation rate | 93.3% | 77.8%+15.5pp | 74.3%+19.0pp | 80.3%+13.0pp |
| Annual return | 18.56% | 38.48%-19.9pp | 35.74%-17.2pp | 373.84%-355.3pp |
| Employer contribution / active EE | $9,457 | $4,107+130.3% | $3,740+152.9% | $4,755+98.9% |
| Participant deferral / active EE | $4,288 | $5,457-21.4% | $4,880-12.1% | $6,713-36.1% |
| Admin fee / account holder | $5,656 | $7,888-28.3% | $6,737-16.1% | $11,407-50.4% |