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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,240 | $148,623-55.4% | $135,974-51.3% | $139,466-52.5% |
| Participation rate | 90.5% | 83.9%+6.6pp | 81.9%+8.6pp | 80.3%+10.1pp |
| Annual return | 15.87% | 79.30%-63.4pp | 68.30%-52.4pp | 373.66%-357.8pp |
| Employer contribution / active EE | $3,549 | $5,246-32.3% | $4,859-26.9% | $4,754-25.3% |
| Participant deferral / active EE | $6,605 | $8,103-18.5% | $7,760-14.9% | $6,712-1.6% |
| Admin fee / account holder | $1,680 | $12,406-86.5% | $10,767-84.4% | $11,409-85.3% |