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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,747 | $105,200-67.9% | $159,474-78.8% | $85,847-60.7% |
| Participation rate | 93.9% | 75.8%+18.2pp | 82.8%+11.1pp | 69.3%+24.6pp |
| Annual return | 12.24% | 45.08%-32.8pp | 263.68%-251.4pp | 318.61%-306.4pp |
| Employer contribution / active EE | $4,114 | $3,319+24.0% | $4,831-14.8% | $2,565+60.4% |
| Participant deferral / active EE | $8,729 | $5,946+46.8% | $7,353+18.7% | $3,952+120.9% |
| Admin fee / account holder | $19,516 | $6,934+181.4% | $10,802+80.7% | $6,261+211.7% |