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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,718 | $124,330+41.3% | $109,173+61.0% | $167,536+4.9% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 4.18% | 26.04%-21.9pp | 25.75%-21.6pp | 478.82%-474.6pp |
| Employer contribution / active EE | $38,750 | $4,209+820.6% | $3,723+940.9% | $4,839+700.8% |
| Participant deferral / active EE | $19,938 | $5,256+279.3% | $4,654+328.4% | $6,342+214.4% |
| Admin fee / account holder | $1,198 | $7,974-85.0% | $6,755-82.3% | $12,315-90.3% |