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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,045 | $73,019-76.7% | $90,766-81.2% | $68,490-75.1% |
| Participation rate | 88.9% | 70.8%+18.1pp | 75.7%+13.2pp | 67.9%+21.0pp |
| Annual return | 0.00% | -13.81%+13.8pp | -12.16%+12.2pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,589 | $2,193-27.5% | $2,922-45.6% | $2,597-38.8% |
| Participant deferral / active EE | $3,179 | $3,626-12.3% | $4,565-30.4% | $4,028-21.1% |
| Admin fee / account holder | $398 | $5,897-93.3% | $8,446-95.3% | $5,403-92.6% |