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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,829 | $209,425-0.8% | $178,499+16.4% | $158,966+30.7% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 21.91% | 188.80%-166.9pp | 151.10%-129.2pp | 302.95%-281.0pp |
| Employer contribution / active EE | $9,355 | $5,707+63.9% | $5,011+86.7% | $4,762+96.4% |
| Participant deferral / active EE | $7,092 | $5,955+19.1% | $5,202+36.3% | $5,983+18.5% |
| Admin fee / account holder | $5,102 | $17,078-70.1% | $13,986-63.5% | $11,250-54.7% |