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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,209 | $102,696+60.9% | $86,235+91.6% | $139,487+18.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 3.58% | 1925.91%-1922.3pp | 1170.03%-1166.5pp | 373.84%-370.3pp |
| Employer contribution / active EE | $2,361 | $3,034-22.2% | $2,381-0.9% | $4,755-50.4% |
| Participant deferral / active EE | $17,313 | $4,679+270.0% | $3,987+334.2% | $6,713+157.9% |
| Admin fee / account holder | $645 | $8,667-92.6% | $6,856-90.6% | $11,407-94.3% |